Terms & Conditions
Digital PDF Guide Products — Governed by the Laws of the Republic of India
Please read these Terms and Conditions carefully. By accessing, browsing, or purchasing any product from this Platform, you agree to be legally bound by these Terms. If you do not agree, please do not use this Platform or make any purchase.
Section 1
Definitions
In these Terms and Conditions, unless the context requires otherwise, the following terms shall have the meanings assigned to them:
Section 2
Acceptance of Terms
By accessing this Platform or completing a purchase, you confirm that you:
- Are at least 18 years of age, or have obtained the consent of a parent or legal guardian
- Have the legal capacity to enter into a binding contract under the Indian Contract Act, 1872
- Have read, understood, and agree to be bound by these Terms and Conditions in full
- Have read and agree to the Refund & Cancellation Policy, which forms part of these Terms
- Consent to the collection and processing of your personal data as described in the Privacy Policy
These Terms constitute a legally binding agreement between you and the Seller. If you are purchasing on behalf of a company or other legal entity, you represent that you have the authority to bind that entity to these Terms.
Section 3
Description of Platform & Products
3.1 Nature of Products
All products sold on this Platform are digital goods delivered in PDF format via electronic download. Products include: guides, manuals, handbooks, workbooks, templates, checklists, reference documents, and educational materials.
No Physical Shipping
3.2 Product Descriptions
We strive to ensure that all product descriptions, previews, and sample images on the Platform are accurate and complete. However, slight variations in formatting, font rendering, or visual appearance may occur depending on your device, operating system, or PDF reader. In the event of a material discrepancy, you may raise a complaint as per the Refund Policy.
3.3 Product Availability
The Seller reserves the right to modify, discontinue, or remove any product listing at any time without prior notice. Purchased products will remain accessible to the buyer post-purchase in accordance with the download mechanism provided.
Section 4
User Account & Registration
Certain features of the Platform may require you to register an account or provide your email address. If you register, you agree to:
- Provide accurate, current, and complete information during registration
- Maintain the confidentiality of your account credentials
- Not share your login credentials with any third party
- Notify us immediately at support@secureiam.in in case of any unauthorized use of your account
- Accept responsibility for all activities that occur under your account
We reserve the right to suspend or terminate any account that we reasonably suspect is involved in fraudulent activity, abuse, or violation of these Terms.
Section 5
Ordering, Payment & Delivery
5.1 Order Process
By selecting a product and completing checkout, you are making an offer to purchase. Your order is accepted and the contract is formed upon successful payment confirmation and delivery of the download link.
5.2 Pricing
All prices are in Indian Rupees (INR) unless otherwise stated, inclusive of applicable GST under the CGST Act, 2017 and IGST Act, 2017. Prices are subject to change without notice. The price at time of order confirmation is binding for that Transaction.
5.3 Payment Methods
We accept payment via RBI-approved payment gateways, including:
All payment transactions are processed through secure, RBI-regulated payment processors. We do not store your complete card or banking details on our servers.
5.4 Digital Delivery
Upon successful payment, the Product will be made available for download via a link sent to your registered email address and accessible through your account dashboard — typically within minutes.
Delivery Email Not Received?
5.5 GST Invoice
A tax invoice will be issued for all purchases subject to GST as required under the CGST Act, 2017. If you require a GST invoice for business purposes, please provide your GSTIN at checkout or contact us within 7 days of the transaction.
Section 6
Intellectual Property Rights
6.1 Ownership
All Products and Content on this Platform are the exclusive intellectual property of the Seller, protected under:
- The Copyright Act, 1957 (India)
- The Trade Marks Act, 1999 (India)
- The Information Technology Act, 2000 (India)
- International copyright treaties including the Berne Convention and WIPO Copyright Treaty
All rights not expressly granted in these Terms are reserved by the Seller.
6.2 License Granted to You
Upon purchase, the Seller grants you a limited, personal, non-exclusive, non-transferable, revocable license to:
- Download and store ONE personal copy of the PDF on your own devices
- Read and use the content for personal, non-commercial, educational, or professional development purposes only
This License Does NOT Grant You Rights To:
6.3 Prohibited Uses
- Share, distribute, or forward the downloaded PDF to any third party
- Upload the Product to any file-sharing platform, cloud storage accessible to others, or torrent site
- Use the Product as part of any commercial training, course, or paid service
- Remove, alter, or obscure any copyright notices, watermarks, or proprietary legends
- Reproduce the Product in print or digital form for distribution
- Use automated tools to scrape, extract, or harvest content from the Platform
Section 7
User Conduct & Prohibited Activities
By using this Platform, you agree that you will NOT:
Consequences
Section 8
Privacy & Personal Data
8.1 Data Collection
When you use the Platform or make a purchase, we collect your name, email address, billing information, and IP address — for the purpose of processing orders, delivering products, providing customer support, and improving our services.
8.2 Compliance with Indian Law
Your personal data is processed in accordance with the IT (Reasonable Security Practices) Rules, 2011 and the Digital Personal Data Protection Act, 2023 (DPDPA) to the extent applicable. We implement reasonable technical and organizational measures to protect your data against unauthorized access.
8.3 Data Sharing
We do not sell, rent, or trade your personal data to third parties. Data may be shared only with:
- Payment processors for the purpose of completing your transaction
- Email service providers for delivering your product and transactional communications
- Legal authorities where disclosure is required by law, court order, or government directive in India
8.4 Data Retention
We retain your personal data for as long as necessary to fulfill the purposes described above, or as required by applicable Indian law — including GST record-keeping requirements of 6 years under Section 36 of the CGST Act, 2017.
Section 9
Disclaimers & Limitation of Liability
9.1 No Professional Advice
All Products are for informational and educational purposes only. Nothing contained in any Product constitutes financial, legal, medical, accounting, tax, or any other form of professional advice. Always consult a qualified professional before making decisions based on any information in our Products.
Results Disclaimer
9.2 "As Is" Basis
The Platform and all Products are provided on an "as is" and "as available" basis without warranties of any kind — including warranties of merchantability, fitness for a particular purpose, or non-infringement — to the maximum extent permitted by applicable Indian law.
9.3 Limitation of Liability
To the maximum extent permitted by applicable law, the Seller shall not be liable for any:
- Direct, indirect, incidental, special, consequential, or punitive damages arising from your use of the Platform or Products
- Loss of data, profits, revenue, goodwill, or business opportunities
- Errors, inaccuracies, or omissions in any Product content
- Unauthorized access to or alteration of your data
- Technical failures, interruptions, or errors in the Platform
Consumer Rights Not Affected
Section 10
Third-Party Platforms & Links
This Platform may use third-party services including payment gateways, email delivery services, and analytics providers. Your use of such third-party services is subject to their own terms and privacy policies, over which we have no control.
The Platform may contain links to external websites for reference purposes only. These links do not constitute endorsement of, or affiliation with, such third-party sites.
Third-Party Storefronts
Section 11
Force Majeure
The Seller shall not be liable for any delay or failure to perform obligations under these Terms caused by circumstances beyond our reasonable control, including but not limited to:
Section 12
Indemnification
You agree to indemnify, defend, and hold harmless the Seller and its affiliates, officers, directors, employees, agents, and licensors from and against any and all claims, liabilities, damages, losses, costs, and expenses arising from or in connection with:
- Your use of the Platform or any Product in violation of these Terms
- Your infringement of any intellectual property rights of the Seller or any third party
- Your violation of any applicable Indian law or regulation
- Any false, inaccurate, or misleading information provided by you to the Seller
- Any unauthorized distribution, resale, or sharing of any Product purchased from the Platform
Section 13
Termination of Access
The Seller reserves the right to suspend, restrict, or permanently terminate your access to the Platform, with or without notice, for any of the following reasons:
- Breach of any provision of these Terms and Conditions
- Suspicious, fraudulent, or abusive behaviour
- Filing of an unjustified chargeback against a legitimate transaction
- Violation of intellectual property rights
- Providing false information during registration or purchase
Upon termination, your license to use any purchased Products is revoked immediately. No refund will be issued upon termination for cause. If termination is not for cause, the Seller will address any outstanding refund obligations in accordance with the Refund Policy.
Section 14
Consumer Rights Under Indian Law
Nothing in these Terms diminishes, waives, or restricts any right available to you as a Consumer under Indian law. Your statutory consumer rights include:
Consumer Protection Act, 2019
Right to protection against unfair trade practices; right to seek redressal; right to a grievance redressal mechanism.
E-Commerce Rules, 2020
Right to clear disclosure of terms, pricing, grievance officer details, and return/refund policies before purchase.
DPDPA, 2023
Right to access, correct, and erase personal data held by the Seller; right to nominate a representative for data matters.
IT Act, 2000
Protection of electronic transactions and the right to dispute unauthorized electronic contracts.
CGST Act, 2017
Right to receive a valid GST tax invoice for purchases where GST is applicable.
In case of a grievance, you may contact our Grievance Officer:
If unresolved, you may escalate to the appropriate Consumer Disputes Redressal Commission (DCDRC / SCDRC / NCDRC) based on the value of your claim.
Section 15
Governing Law & Dispute Resolution
15.1 Governing Law
These Terms and Conditions are governed by and construed in accordance with the laws of the Republic of India. Any transaction made on this Platform constitutes a valid electronic contract under Section 10A of the Information Technology Act, 2000.
15.2 Dispute Resolution
In the event of any dispute arising out of or in connection with these Terms, the parties shall first attempt to resolve the matter through good-faith negotiation for a period of 30 days. If unresolved, it may be referred to mediation or consumer dispute resolution mechanisms under the Consumer Protection Act, 2019.
15.3 Jurisdiction
Subject to the above, the courts of competent jurisdiction in Hyderabad, India shall have exclusive jurisdiction over any dispute arising from or in connection with these Terms.
Section 16
Amendments to These Terms
We reserve the right to revise, update, or replace these Terms and Conditions at any time at our sole discretion. Revised Terms will be effective immediately upon posting on the Platform.
Continued Use = Acceptance
Section 17
Severability & Waiver
If any provision of these Terms is found by a court of competent jurisdiction to be invalid, illegal, or unenforceable, that provision shall be modified to the minimum extent necessary to make it enforceable, and the remaining provisions shall continue in full force and effect.
No waiver by the Seller of any breach of these Terms shall be construed as a waiver of any subsequent or continuing breach. Failure to enforce any provision at any time does not constitute a waiver of the right to enforce such provision in the future.
Section 18
Entire Agreement
These Terms and Conditions, together with the Refund & Cancellation Policy, Privacy Policy, and any other policies published on the Platform, constitute the entire agreement between you and the Seller with respect to your use of the Platform and purchase of Products. They supersede all prior agreements, understandings, negotiations, and representations between the parties on the same subject matter.
Section 19
Contact Information
For any queries, clarifications, or concerns related to these Terms and Conditions, please reach out to us:
Agreement & Acceptance
By purchasing any Product on this Platform, you confirm that you have read, understood, and unconditionally agreed to be bound by these Terms and Conditions, the Refund & Cancellation Policy, and the Privacy Policy. These documents together form a legally binding contract between you and the Seller under the laws of India.
This document is provided for informational purposes. For binding legal advice tailored to your specific situation, please consult a qualified advocate or legal professional in India.